Our Approach
Why Excelsior?
For investors looking for exceptional value in today’s low-yield environment, life settlements offer a highly compelling option. Returns held to maturity are detached from the ups and downs of current economic conditions and can deliver unlevered returns in the mid-teens.
Because every life insurance product has different policy features, each has its own value and risks. For this reason, maximizing their return requires daily management.
Risk Protection
Excelsior takes a value-oriented approach to underwriting. And because we establish a diversified pool, forecasting can be applied with relatively high confidence.
While we concentrate on asset management, we work with trustworthy partners in underwriting and administration.
Effective Administration
Effective Administration
While we concentrate on asset management, we work with trustworthy partners in underwriting and administration.
OUR PROCESS
- Sourcing
- Reviewing policies
- Risk analysis and stress testing
- Portfolio construction
- Negotiating deals
- Pricing
- Analysis
- Due diligence
- Closing
- Servicing and collections
- Collecting updated medical records
- Annually updating LE
- Selling policies based on shortened LE
